How much do you really keep after tax?
Fiscalio estimates your federal and provincial income tax, your contributions and your take-home pay, then lets you explore: RRSP, FHSA, a change in salary, scenarios side by side. Quebec and the 12 other provinces and territories.
Quick start
Single employee, no other income or deductions. The full calculator takes everything else into account.
1Live results
Every field recalculates everything: tax, contributions, refundable credits, balance owing or refund. View by year, month or pay period.
2RRSP and FHSA, for real
Move a slider and the actual tax savings appear, with the return per dollar contributed and the effect of the next $1,000.
3Scenarios compared
Save a situation, change the salary, province or status, and compare side by side. The same profile in all 13 provinces in one click.
4Why this result
Every line of the calculation is visible: brackets, credits, deductions, abatement, surtaxes. And what is missing to refine the result is stated clearly.
5Sourced, dated rules
2026 parameters taken from the CRA, Revenu Québec and the finance ministries. Every value carries its source, its verification date and its status.
6Nothing leaves your browser
No account, no cookies, no server. Your scenarios stay with you; a share link contains only the numbers you put in it.
What Fiscalio is, and is not
An estimate based on the rules published for the selected year, with its assumptions displayed. It is neither a tax return nor tax advice: special situations (foreign income, loss carryforwards, pension income splitting, minimum tax, unmodelled provincial credits) are flagged when they go beyond the verified coverage. Coverage details.